The Pradhan Mantri Jan Arogya Yojana (PMJAY) popularly also called as Ayushman Bharat Yojana Scheme is the flagship scheme of the Government of India. It is generally a health insurance scheme to cater to the poor, the lower section of society, and the vulnerable population.
To avail of this, you must apply for Ayushman Card. The scheme provides financial protection in case of hospitalization due to medical emergencies. This article is a detailed guide about the government’s health insurance scheme’s eligibility, benefits, features, and application process.
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What is Ayushman Bharat Yojana Scheme?
It is considered one of the biggest healthcare schemes in the world, Ayushman Bharat Yojana has goals to cover more than 50 crore Indian citizens. It is specially designed for the economically weaker sections of the country. The PMJAY was launched in September 2018 providing health insurance coverage of a maximum amount of Rs.5 lakh.
The government health insurance scheme covers most of the medical treatment costs, diagnostics, medicines, and pre-hospitalization expenses.
This scheme offers cashless hospitalization services through the Ayushman Bharat Yojana e-card which can be used to get healthcare services at any of the impaneled hospitals across the country. Beneficiaries of the scheme will avail of hospitalization for necessary treatment by showing their PMJAY e-card.
What facilities come Under Ayushman Bharat Yojana Scheme?
With the intention to provide affordable healthcare to the needy and poor, the Ayushman Bharat Yojana Scheme offers coverage of up to Rs.5 lakh per family annually for secondary and tertiary hospitalization care.
Steps to Check eligibility if you want to apply for Ayushman Bharat Card Online on the government portal
Here’s how one can check the PMJAY eligibility criteria by following easy steps:
Step 1: Go to https://pmjay.gov.in/ which is PMJAY’s official website.
Step 2: Click on the ‘Am I Eligible’ option present near the search bar.
Step 3: Enter your name, ration card number, phone number, or the Rashtriya Swasthya Bima Yojana URN number.
Step 4: After submitting your mobile number, you’ll get an OTP. Fill in the generated OTP.
Step 5: Select the state of residence.
Step 6: Click on the ‘Search’ button after filling in all the relevant details. Then click search, and you’ll get a list of names that will fall under the category.
Step 7: Search your name in the list.
After checking the eligibility on the online portal, then look forward to the Ayushman Bharat Yojana online registration and application process. In case you are not eligible for this scheme, you can explore other health insurance plans available in the market.
Follow these to apply for Ayushman card
You have to generate a patient verification card for your beneficiaries. For card generation, the patient is directed to the official page.
- Read about all the payment charges and information mentioned.
- Confirm any current sickness or disease from the provided doctors.
- Get the medical treatment or a prescription of medication from your doctors in case of any severity. If hospitalization is recommended, avail medical facilities from public hospitals or Empanelled Healthcare Providers (EHCP).
- After the completion of treatments, receive a discharge certificate/invoices/bills from the hospital.
- Submission of required documents plays a vital role. Provide all the necessary paperwork to get an easy procedure.
List of all the documents required to apply for Ayushman card
You can keep the below-mentioned documents ready for AB-PMJAY online registration:
- Age and identity proof, required to opt for the Ayushman Bharat Yojana
- Caste certificate
- Income certificate
- Contact details such as phone number, email ID, address, etc.
- Documents describing your family’s current status
- Contact details should be mentioned correctly as it is the only way of contacting the policyholder.
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Certificates Required to apply for Ayushman card
One must submit two different certificates while opting for the Ayushman Bharat Yojana. The required certificates are as follows:
- Income certificate
- Caste certificate
- Family structure
One must specify their family structure during the Pradhan Mantri Jan Arogya Yojana (PMJAY) online registration and application process. For instance, an individual must mention whether he lives in a nuclear family or a joint family.
Contact us to make this process easier for you.
Method to download the Ayushman Bharat Card Online
Follow the below steps to complete the Ayushman Bharat card online application process and to download it:
Step 1: Go to https://pmjay.gov.in/ official PMJAY website.
Step 2: Log in with the registered phone number.
Step 3: Input the captcha code and generate an OTP (one-time password).
Step 4: Select the Household Id number (HHD) code.
Step 5: Provide the correct HHD code to the PMJAY Common Service Centre (CSC).
Step 6: The CSC will keenly verify the information provided.
Step 7: The PMJAY CSC representative will continue the remaining process.
Step 8: Pay a ₹30 fee to get the Ayushman Bharat card.
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